Personal Finance Academy Helping Middle Income Families

J Advisory was created by our Founder Ka Hoe who recognized a big gap in financial education in the community. J stands for 家 which literally means family, home in Chinese. 

J Advisory is a movement for improving wealth, health & happiness of a family, which is the foundation of any happy family.

Testimonials

“

Ka Hoe has helped me change my financial outlook to be a smarter spender, saver and investor ever since he shared with me the ICE JAR concept. Without him sitting down with me, tweaking my financials, I wouldn’t be able to confidently build my portfolio that is suitable to my risk profile. 

With the simple concept I was able to buy 2 properties worth 1.7 million in 3 years, pay off a renovation loan of RM70K, set aside RM500 per month for my daughter’s education fund and have a saving habit of RM3-4K per month. I am really grateful to have him share his experience with me.

” Manager at KPMG

“Ka Hoe has help me get a deeper understanding of my insurance planning and my family wealth protection needs. I would definitely recommend my friend to benefit from this cost saving optimization process. ”

IT Manager

“Ka Hoe is my financial GPS, because he helped to point me in the right direction. Before I use the ICE JAR concept, I was only 30% sure of my financials. But after I got to know him when I was invited to one of his sharing sessions, then I felt 100% confident on my financial management. ”

Information Technology Manager

“My wife and I have benefited tremendously from Ka Hoe’s coaching and advise, especially using ICE JAR which is easy to use and apply. In fact I feel more people should know about it and benefit from it as it’s the foundation for anyone learning to invest. My net worth has grown a lot ever since I met Ka Hoe. Keep it up.”

Chief Executive Officer

“

3 things that I’ve learnt from Ka Hoe:
1. Where I am financially
2. What is the next thing I need to do for my financial gaps
3. How to exceed from my expected networth

” IT Consulting

“Ka Hoe has brought me through a very informative and structured financial planning process. He helped to show me my current financial standing and allow me to understand my insurance plan at a deeper level in terms of the gaps and coverage. ”

Banker

“Would definitely recommend Ka Hoe as he helps me make wiser financial decision now for the long run. Perhaps Ka Hoe can improve on shortening the lengthy and tedious process and prepare visual aid in understanding the cost benefit that I’ve saved. ”

IT Services

Courses

Start your journey with us here

Speakers

Ka Hoe Ng

Founder

Ka Hoe is a financial practitioner & a financial coach having been in the financial industry for the past 12 years & started coaching his clients since 2007. He is also a Registered Financial Planner (RFP) under Malaysian Financial Planning Council (MFPC).

He is passionate about financial planning & recognizes a big gap in financial education in the community. A practitioner himself, his experiences include double digit property ownership, owns 2 businesses and successfully raised RM 600K through a private crowdfunding. Those were the silver lining as a result of navigating out of 3 of his crises and surviving to share it. for others to learn from his mistakes.

He has spent the past 12 years experiencing & experimenting on personal finance growth hacks & investment strategies taught by many teachers & gurus. Along the years, he has innovated many strategies, hacks & tools to add value to his 300 clients & have helped 70+ families to date, who are mostly senior managers, managers & executives from MNCs. He saw that most financial problems were merely the symptoms & very often by solving the problems in Health & Relationship, we solve the root cause of most financial problems.

Ka Hoe also holds a BSc in Computer Science & has been invited to speak at conferences across Malaysia & Singapore.

Anne Kee

Instructor

Anne is a former Chemistry principal lecturer turned full-time options trader. She now coaches working adults and business owners on how to generate consistent income through simple, low-risk options strategies.