Ready for your transformation?

  • 00Days
  • 00Hours
  • 00Minutes
  • 00Seconds

Want To Be Happy And Confident With Money?

Did you know Malaysia is the 2nd highest Debt-to-GDP ratio country in South East Asia (after Thailand)? 

What this means is - many Malaysians are struggling in debt. 

Are you also struggling to save more money too?

A recent survey by RinggitPlus found 55% of respondents feel anxious, frustrated, or embarrassed about their financial situation.

Have you ever imagine 

  • A time when you don’t have to feel stressed and worry about money?
  • A day when your money works harder for you so you can work less?
  • Retiring 5 - 10 years earlier so you live your life at your own terms - like taking a 1 month holiday in Switzerland


The truth is, it is possible and is much easier than you think it is. Only if you have learned these 2 things

  • Learn the foundational money skills we were never taught in school
  • Shift the disempowering money behaviour and habits that do not serve us now to empowering money beliefs

WHOLELISTIC WEALTH SUMMIT 2025

That is why I have invited 7 experts across 5 disciplines over a 2-Day Webinar to help you grow wholelistically and learn practical ways to be happy and confident.

Over the last 4 years of helping thousands of individuals overcome debt and turn around their lives, I found out that debt is not just a money issue. It is deeply intertwined with 4 other aspects of their life. They are mindset, relationship, physical health & spiritual growth. 

Once I help shift 5% of their mindset, they start to get the transformation and exponential growth in their life.

What You Will Learn

That is why I am convinced with the combined 70+ years of experience of our 7 experts across 5 disciplines in these 2 days, you will learn

  • About your money belief and how your relationship with money
  • Unlocking your value in business through community building
  • Personal Finance framework that can start your transformational growth
  • Mistakes and misconception millionaire avoid to build winning habits 
  • Framework and strategies to start your year strong

When is this happening?

Date: 11 & 12 January 202

Time: 9:00am - 5:00pm (UTC+8)

Venue: Online Zoom Webinar

Learn From Breakthrough Experts in Mindset, Relationship, Physical Health, Spiritual Growth and Personal Finance

John Huo

Speaker

John helps clients with private equity mandates and is  currently the Founder of VUCA Insights, an organization that advises on business, investing and valuation strategies for busy executives and organizations.

He was a key certified trainer and has trained more than 6,000 participants with the likes  of Bursa Malaysia, Kenanga, M+ Securities, Great Eastern, CFA Society Malaysia and more

John was the main Co-Founder and CEO of FIRL LLP, a bootstrapped startup that grew from 0 to a 6 figure with 20k followers on social media in 2 years.

John started his career in Shell Projects & Technology for 10 years and was instrumental in helping a local equity company list on Bursa Malaysia in 2019 as their Chief Operating Officer.


Dr Rain

Speaker

Dr Rain is the founder of Origin of Wisdom. She is an entrepreneur, coach, and PhD holder who specializes in transforming limiting beliefs to empower individuals to live their fullest potential.

An internationally sought-after speaker, she has shared the stage with Arianna Huffington, Jack Canfield, Lisa Nichols, HRH Queen of Ghana, Dr. Shirin Ebadi – Nobel Peace Prize winner, Datuk Paduka Marina Mahathir and many more.


KC Lau

Speaker

KC is the founder of KCLau.com. KC has published 1396 articles, hosted 562 online seminars and is the author of 7 published books including Top Money Tips for Malaysians & Money Smart.

KCLau is the leading personal finance blogger and online financial courses in Malaysia, established since 2004 .


KarFei

Speaker

KarFei is the Founder and Chief Performance Coach of Life Redesigned, a human capital and organizational development company that help individuals, brands, and organizations to thrive and succeed in the future of work.

His clients range from startup to multinational-companies and made him a household name in Asia – having been featured in Forbes, Huffington Post, Malaysia Tatler and International Coaching Federation.


Daniel Cerventus

Speaker

Daniel is the founder of NextUpAsia, one of the largest communities of entrepreneurs and business owners in Malaysia with over 200,000+ members, which he grew from 8K members in 5 years.

Daniel is also the Organizer and Lead Curator of TEDxKL in Kuala Lumpur, Malaysia – the third-largest TEDx in the world with 5,000 attendees.

He has been engaged by MDeC, Petronas, MaGIC, Alliance Bank, Cradle and many more to coach in terms of presentation competency and pitching. Daniel has been featured in Forbes, The Star, BFM, and Astro.


Penny Leong

Speaker

Penny is the founder of Total Enrichment Advisory and Master Coach in JA. Penny has more than 10 years in the people-development industry and has conducted more than 500 sessions of training. 

She has trained more than 19,000 people in transformation and mindset breakthrough across government agencies, MNCs, GLC, Top 100 Listed Companies in Malaysia and many more.

She is currently undergoing Ph.D. in Sunway University and has a MBA in Asia School Of Business + MIT SLOAN.


Ka Hoe

Webinar Moderator & Speaker

Ka Hoe is the Founder of JA - Personal Finance Academy and Licensed Financial Planner (licensed with Securities Commission and Bank Negara). 

Over the last 4 years, Ka Hoe has empowered more than 7,200+ Malaysians through JA's free and paid programs.

He was invited to speak at numerous talks, such as Maybank, UOB, Financial Planning Association Malaysia and more. He was featured in media like Star Property, Smart Investor and many others.

Why Am I Doing This?

We believe that financial struggles are never just about money—they stem from deeply rooted issues in other areas like mental health, relationship health, physical health & spiritual health.

We believe through this Collaborative Effort with other experts, we can create a bigger ripple effect to support the nation’s agenda of elevating financial literacy levels to prevent individuals from falling into debt, scams and ponzi.

Who Is This For?

If you are an Employee, Solopreneurs or Business Owner and have been struggling with money, looking for direction and ready to level up - you need to attend the 2-Day Wholelistic Wealth Summit

If you are also:

  • Stuck in repetitive cycles, seeking clarity and direction
  • Wanting growth while fostering meaningful relationships and health
  • Facing challenges in balancing business and life goals
  • Repetitive Patterns of self-guilt, self-sabotage and self-blame

What Will You Get?

Normal Price - RM 47 (Valued at RM21,497) 

  • 2 days learning from 7 subject matter experts working on your foundation mindset, relationship, spiritual growth and money skillset (RM 21,000)
  • ePlanner (Valued at RM 497)


VIP Price - RM 197 (Valued at RM 30,491)

  • 2 days recording valued at RM 1,997 (valid for 3 months)
  • Q & A priority zone (RM 6,997)
  • Including everything in Normal Price

J Advisory is a Personal Finance Academy focused on elevating financial literacy through foundational money programs that shift our mindset and behaviour to build empowering money habits and relationships.

Because We Never Learn Money In School. 

We Believe Everyone Has The Right To Financial Education Because We Believe Everyone Has The Right To Be Happy and Confident With Money.

Who We Have Worked With